Ecobank
GTR Awards
Regional Transformation
27 Countries
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ZERO-FRICTION ACCOUNT OPENING: SHORTENING OF ACCOUNT OPENING FORMS
This new form is also in the local language (Kinyarwanda) and fully complies with internal policies (Affiliate & Group), and local regulations.
Before (9 forms = 17 pages) After (1 form = 3 pages)
Rwanda Digital Squad Rwanda
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Squad Hero 🇬🇲
Squad mobilizer.
Reduced account opening time
Gambia Digital Squad Gambia
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Ecobank Digital Credit Simulator - AI-Powered Loan Self-Service Tool
Covers two segments (Individual & SME) with multiple loan types. Fully integrated into the Ecobank website with consistent branding and a WhatsApp chatbot entry point for customers needing human assistance mid-journey.
-30% reduction in branch visits for loan inquiries -Loan application starts increased online -Time-to-quote reduced from 48h to under 2 minutes -Significant drop in advisor workload on routine simulations
Senegal Digital Squad Senegal
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Squad Hero
Supported the deployment of key squad initiatives, including reduction of dormant‑account reactivation time by 83% (from 60 minutes to 10). Digitized KYC documents on SharePoint, cutting information‑retrieval time by 100%.
EUG SQUAD Uganda
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Most Vibrant Squad 🇨🇲
Ecobank Cameroon Transformation Squad
ECM quick wins delivered visible improvements in customer experience, operational efficiency and internal coordination, while also demonstrating the Squad’s ability to move from ideas to execution.
The Transformation Squad has introduced a new ways of approaching same longstanding challenges, inspiring innovative out of the box thinking and delivering solutions whose impact will shape future banking practices and drive meaningful progress.
Cameroon Digital Squad Cameroon
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Squad Hero 🇨🇮
Transformation leader
Reduced onboarding time by 80% (AOP & account form CI)
Côte d'Ivoire Digital Squad Côte d'Ivoire
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Best Growth Impact 🇲🇼
Digital banking and mobile money
Encouraging tellers to accept Airtel money deposits and usage of online platforms,, instead of visiting the bank physically
It has increase the digital adoption rate
Malawi Digital Squad Malawi
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Best CX/EX Impact 🇧🇮
Credit Allocation Optimization.
Reduced credit processing time by 59%.
Burundi Digital Squad BI
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Innovation Squad 🇨🇮
Kiosque Libre Service
Projet en pilote: Projection Année 1 8760 cartes délivrées aux clients Revenus net 70M XOF
Côte d'Ivoire Digital Squad Côte d'Ivoire
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Best CX/EX Impact 🇲🇼
Consumer Loan Processing
- Before: around 5 loans per week. After 15 to 20 loans processed per week week
Malawi Digital Squad Malawi
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DIGITAL LENDING
The project enables instant eligibility checks, digital loan disbursement, real‑time repayment monitoring, payment alerts, and integration with external data sources for accurate scoring
New loans booked and fees
KENYA SQUAD Kenya
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Squad Hero 🇨🇬
Leader exceptionnel
Respect des délais et rendez-vous
Accélerer le projet de 40%
Congo Digital Squad Congo
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Innovation Squad 🇨🇲
OPTIMIZATION OF THE PERSONAL ACCOUNT OPENING PROCESS – TOWARDS A SIMPLIFIED AND DIGITALIZED PROCESS
No more Error on issuing Bank Identification number as it is automatic (On click) Reduction in operational errors (automation-driven) Faster onboarding - more customers can be served daily
AO time reduced: 3h17 → 1h30 (-54%), 100% elimination of manual forms for customer, 42% reduction in printing costs, Friction time reduced: 2h38 → 1h11 (-55%), Reduction of 151 fields to 87 fields to fill, Fewer steps: 11 to 7 in the process chain.
Cameroon Digital Squad Cameroon
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Most Vibrant Squad 🇲🇼
EMW
Customer satisfaction has also been improved
We delivered Swift account opening and boosted digital adoption
Malawi Digital Squad Malawi
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Best CX/EX Impact 🇳🇬
3-Day Dispute Resolution Turnaround Initiative
5 days vs 3 days
Nigeria Digital Squad Nigeria
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Best CX/EX Impact 🇬🇲
Simplification of account opening process.
From 150 minutes to 60 minutes.
Gambia Digital Squad Gambia
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Best CX/EX Impact 🇨🇲
Consumer Credit Process Optimisation (Less than 10 000 KLCY through Credit Factory)
This process has efficiently eliminated the pain point at all levels from Client to RMs, RM supervisors and O&T and Credit Teams giving Real time information and enforcing accountability
TAT reduced from an average of 6days to 3days (50% improvement)Improvement in loans disbursed in 2025 before deployement and after deployment within SLA of 72 hours: 10% to 60%. - Moving from an average of 165 files/month to 330/month (About 100% of increase) loan file processed after deployment
Cameroon Digital Squad Cameroon
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Squad Hero 🇳🇬
Outstanding Agile Performer
Temitope played a key role in transitioning the Bank from manual processes to fast, automated, customer-centric service delivery through AV decoupling and full STP, spanning design, implementation, and pilot execution.
(i) Reactivation TAT reduced from 5 days to ~10 minutes (STP) and ~30 minutes in-branch; (ii) ₦27.6bn deposit growth and ₦215.8bn inflows (YTD 2025); (iii) 47% of reactivated customers actively transacting; (iv) ₦8.5m cost savings achieved on pilot phase
Nigeria Digital Squad Nigeria
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Best CX/EX Impact 🇨🇮
ACCOUNT FORM CI (Digitalisation des formulaires d'ouverture de compte)
120 mins vs 10 mins
Côte d'Ivoire Digital Squad Côte d'Ivoire
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Innovation Squad 🇿🇼
Automated Zimswitch Transactions for Real‑Time Merchant Settlements
This project was not just an automation exercise which was done by the Squad, it represents a strategic transformation of how the bank can efficiently handles regulated payment settlements in a complex and volatile environment.
Settlement Time Reduced by Over 99% - From T+4 working days to under 30 minutes 100% Elimination of Manual Processing - No manual uploads of files exceeding 2,000 entries Operational Efficiency & Cost Savings - Staff time previously spent on manual settlement processing has been redeployed to higher‑value tasks
Zimbabwe Squad Zimbabwe
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Squad Hero 🇫🇷
Outstanding agile transformation leader 2026
KYC completeness: 100% (vs. <70% previously
France Squad FR
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Best CX/EX Impact 🇿🇼
Branch Queue Management System (QMS) Rollout
The QMS rollout eliminated long queues, boosted branch CX from 77% to 88%, and earned viral customer praise for the improved experience
In‑branch CX score rose from 77% to 88%.
Zimbabwe Squad Zimbabwe
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Squad Hero 🇿🇼
Agile Cordinator
Maureen always goes the extra mile
Coordinated various activities for different Squads
Zimbabwe Squad Zimbabwe
Voting Closed
Best Growth Impact 🇳🇬
Dispute Experience Optimization for Customer Retention
The Squad improved dispute resolution timelines and actively promoted the Rafiki channel as a preferred support platform, reducing friction in post-transaction experiences and strengthening customer trust.
Customer Retention & Digital Channel Adoption
Nigeria Digital Squad Nigeria
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